Why Life Changer Loan?
Understand the benefits for you and your family
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How does a Life Changer Loan Work?

Most home owners have a mortgage

If you are like most homeowners, you probably owe a mortgage on your home. While your loan may have provided you with an opportunity to buy your home or save a few dollars on your payment, the truth is, mortgages are expensive.

Even at historically low rates, a mortgage can more than double a home’s original purchase price due to mortgage interest. That additional expense can obstruct your progress with other financial goals such as saving for retirement.

But it no longer has to be that way thanks to the revolutionary Life Changer Loan.
With the Life Changer Loan, you can avoid hundreds of thousands of dollars in excessive mortgage interest, pay-off your home in half the time or less, and gain access to your home’s equity dollars without having to refinance.

Sound too good to be true? Well it isn’t – and it’s available now!

A Life Changer Loan is more than a mortgage. It is also a variable rate line of credit, creating the ultimate credit/mortgage line combination.

30-Year Access to Home Equity Dollars

What makes the Life Changer Loan so powerful is that it isn’t a standard closed-ended mortgage, but instead, a home equity line of credit.

Lines of credit are unique because they are flexible, two-way instruments allowing you to apply as much money as you desire toward the balance without losing access to your funds.

The Life Changer Loan provides 30-year access to home equity dollars, has a great low rate and no hidden fees or required balloon payment.

Additionally, the Life Changer Loan works just like an ordinary checking account.

Yes, home finance and personal banking are bundled together!

This revolutionary design allows you to use your everyday cash flow to offset your loan’s balance and save mortgage interest without requiring a change to your budget.

Deposits made into the Life Changer Loan pay down principal first and remain available 24/7 through the banking features.

The loan comes with ATM cards for all users of the account, secured online bill-pay, unlimited check writing, direct deposit and bank-to-bank wire transferring.

Your monthly interest payments are computed on each day’s ending balance, so even as you withdrawal money from your account for regular expenses, your loan’s daily balance is kept lower for longer – and that equates to less interest being charged than with a conventional mortgage.

In effect, you avoid having to pay more interest on your loan using your regular cash flow than what you could typically earn on those dollars in a regular checking account.

Less of your money spent on monthly mortgage interest means more of your money is available to further reduce other financial obligations.

How does a Life Changer Loan Work?

Reductions to Principal Balance (money in) include:

  • direct deposit of wages
  • bonuses and dividends
  • rental property income
  • small business income
  • insurance proceeds
  • lottery winnings and
  • any other deposits

Increases to Principal Balance (money out) include:

  • interest, computed on daily balance and added to principal at end of month and
  • your typical daily living expenditures.

Equity Mortgage

  • No more mortgage payments
  • Save tens of thousands in interest
  • Pay off sooner – in less than half the time
  • No change to your spending – same outflows

Your Equity

  • Builds very rapidly
  • You have full access any time
  • You control your equity – not your banker

Is a Life Changer Loan right for you?

No better time to start!

Do yourself and your family a favor and make the change. Choose Life Changer Loan and get ahead on your mortgage and your future!

Calculate your savings!